Choose the correct indirect speech: My father said to me, "I fear that you have caught a cold again."

My father told me that he feared that I have caught a cold again.

My father told me that he feared that I had been caught a cold again.

My father told me that he feared that I had caught a cold again.

None of these

In indirect speech, the present tense "have caught" changes to past perfect "had caught."

The reporting verb "said to" changes to "told" in indirect speech.