Explanation

To simplify the expression, follow the order of operations:

(-20) + (-8) ÷ (-2) x 3

Divide -8 by -2: -8 ÷ (-2) = 4

Multiply 4 by 3: 4 x 3 = 12

Add -20 and 12: (-20) + 12 = -8

The correct answer is: -8